Protecting your possessions - Contents

Every householder needs some form of insurance for the contents of the house and other possessions. In addition, many who are not householders can benefit from some type of insurance to protect their belongings and valuables.

Leaseholders who live in furnished flats should check to see if they, as tenants, are liable for damage to furniture, carpets and other furnishings and fittings under the terms of the lease.

When people first take out this kind of cover they tend to be fully insured for the current value of their belongings. Too often, however, as the years pass, most end up being under insured and are surprised and disappointed to find that when it comes to making a claim, they get an out-of-date insurance value which is nowhere near enough to replace whatever has been lost, damaged or stolen.

Insurance companies sometimes remind their customers that they should consider increasing their cover, but it really is up to the insured person to make sure that he or she has full up-to-date cover.


Protecting your possessions

read on: Protecting your possessions - Contents Cover

Every householder needs some form of insurance for the contents of the house and other possessions. In addition, many who are not householders can benefit from some type of insurance to protect their belongings and valuables.

Leaseholders who live in furnished flats should check to see if they, as tenants, are liable for damage to furniture, carpets and other furnishings and fittings under the terms of the lease.

When people first take out this kind of cover they tend to be fully insured for the current value of their belongings. Too often, however, as the years pass, most end... see: Protecting your possessions - Contents Cover